Super jumbo cd rates A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. You'll earn a guaranteed rate of return, and even if the Fed lowers rates in the future, if you lock one in Mar 3, 2025 · Standard fixed-rate CDs at USAA Bank require a $1,000 deposit to open. Jumbo CDs: If you want to deposit a large amount, such as $100,000 or more, you can usually earn the highest interest rates by investing in a jumbo CD. 16 percent, while the national Put your extra cash to work for a period of time and earn a higher rate. 34% as of March 17, 2025. The longer you keep funds in a CD, the more likely you are to see a higher return at maturity. 90: 3. Variable rate CDs require a low minimum deposit of $250 and rates start at 0. 75% with one of six non-jumbo options. Super Jumbo CD. Suncoast Credit Union offers certificates ranging from six to 60 months. At this level, you can typically earn a higher amount of interest on your CD versus another CD with a lower deposit amount. Apr 1, 2025 · A jumbo certificate of deposit (CD) typically pays a higher annual percentage yield than a traditional CD in exchange for depositing a larger amount, usually about $100,000. 12-month 3. Consumers Credit Union offers a wide range of loans and accounts, including CDs, savings accounts, mortgages and auto loans to help you meet your financial goals and pay for the things you need. Are jumbo CDs worth it? Jan 2, 2025 · Both the Adjustable Rate and Fixed Rate CDs offer Standard, Jumbo, and Super Jumbo varieties. Earn 4. 55%: $250: $100k Apr 4, 2024 · Another provider on excellent jumbo CD rates is Credit One Bank. Table of Contents CNET’s picks for the best jumbo Nov 14, 2024 · Here is our top picks for the best Jumbo CD rates: Credit One Bank – 1-Year Jumbo CD: 4. Promo Rate CDs not eligible. 50% APY for a 12-month term and All In Credit Union with a 4. Jumbo CDs are certificates of deposit that have high minimum balance requirements, such as $100,000. Mar 28, 2023 · A jumbo CD is like a regular CD but requires a higher minimum deposit, and in exchange, it can pay a higher interest rate. USAA offers CD terms on fixed-rate CDs, from 30 days to 7 years. CD terms can range from three months to five years, during which your money is locked in. 00: 4. 50% to 4. For the A Frost Certificate of Deposit, or CD, is a time account that pays a certain interest rate on a specific date in the future, called the maturity date. Tailored options. Mar 17, 2025 · Additionally, the Consumers Credit Union IRA Certificate Account offers the same rates and terms as its standard CDs, and it offers jumbo and super-jumbo CDs, which require minimum deposits of 17-Month Term 4. In theory, jumbo CD rates were extra-high rates you could get if you deposited a certain amount of money. 15% for a regular jumbo. 55% APY; Credit One Bank CD – 4. ROTH IRA RATES; Term Dividend Rate APY; 1 Year Certificate: 3. With an adjustable rate CD, you may make a one-time adjustment to the new rate, up to 2% higher, if interest rates rise. Oct 31, 2024 · USAA CD Rates range from 0. This should help you decide if opening a CD with USAA is the right move for you. Below, you can find the best Jumbo CD rates from financial institutions anyone can apply for. The bank also offers Jumbo ($95,000 minimum) and Super Jumbo ($175,000 minimum) CDs plus adjustable- and variable-rate CDs. 01% APY. Mar 7, 2025 · Learn how to maximize your returns with Jumbo CDs. There are a few jumbo CDs that require a $95,000 deposit Jul 8, 2022 · Illinois-based Consumers Credit Union’s (CCU) well-established 16-month Super-Jumbo CD, Jumbo CD, and CD were removed from the product line in May, following six months of very competitive rates. Jumbo CD rates will typically follow the movement of the treasury yield. At the time of writing, it offers up to 3. You can choose from terms of 1 month to 5 years, depending on your investment goals. 01% for standard, jumbo and super jumbo. Apr 1, 2024 · Jumbo Fixed Rate and Adjustable Rate CDs: $95,000; Super Jumbo Fixed Rate and Adjustable Rate CDs: $175,000; Variable Rate CDs: $250; There’s no shortage of CD terms available through USAA TTCU Federal Credit Union CD Rates. 25 % APY* on a 6-Month CD ($1,000 Minimum Deposit) Kickstart your savings journey with a smart strategy! 4. Jan 15, 2025 · In total, there are six tiers of jumbo CD rates ranging from Junior Jumbo, which requires at least $45,000, to Super Jumbo Max, which requires $1 million as the minimum. 3 - 5 Month Super Jumbo CD: 2. Aug 24, 2023 · The three best jumbo CD rates in the country right now are 5. A minimum opening deposit of $175,000 is required. 80% if you have a jumbo deposit, or 5. 76% from Connexus Credit Union, and 5. Term: 5 Months. Mar 27, 2025 · Discover our comprehensive guide on the best jumbo CD rates, which allows you to compare certificate of deposit rates from multiple banks and credit unions across the country. Aug 16, 2023 · Quick Answer. Mar 31, 2025 · Discover the best jumbo CD rates for April 2025. It’s FDIC-insured and a popular choice for funds that won’t be needed immediately. 00%: $200k-45 Days Super Jumbo CD Promo: 4. Higher interest rates: CDs generally offer higher interest rates compared to regular savings accounts, making them attractive for savers who want to earn more on their money. For a limited time, our non-promotional Members Choice standard and jumbo CDs come with a CD RATE BOOST option. Some banks offer jumbo CDs with no minimum balance, while others require a minimum deposit of $100,000. Looking for the best CD rates in Florida? Find them—and a choice of terms to fit your goals—at Community First Credit Union. CD terms offered. My eBanc CD - 4. 2 days ago · Our selections feature Jumbo CDs with favorable terms, allowing you to lock away your substantial savings and enjoy significant returns. 02: 1 Year Super Jumbo Certificate: 4. Oct 27, 2022 · Consider how CD rates compare with savings account rates: the national average savings rate, according to Bankrate data at the time of writing this article, is 0. The above information and rates are accurate as of 10/14/2023. Minimum Opening Deposit. Apr 1, 2025 · Vio High Yield Online Certificate of Deposit. CCU's newest CD rate leaders are the 11-month and 22-month Super-Jumbo CDs, Jumbo CDs, and CDs, following rate increases of 25 and 30 bps, respectively. With APYs ranging from 3. It has a solid 3. 05% higher than the average 0%. Feb 6, 2025 · USAA also offers jumbo CDs and what it calls "Super Jumbo" CDs which offer higher APYs than their standard certificates, but they require much higher minimum deposits ($90,000 and $175,000 4 days ago · Killeen, Texas Jumbo CD Rates. Exclusive rate on balances up to $250,000. Rates are current as of this writing. Current USAA CD Rates for 2025 If you'd like to open a USAA CD, knowing the current rates is helpful. Annual Percentage Yield. Jumbo CDs are an excellent option for risk-averse savers. The term “jumbo” is typically associated with CDs that require a minimum opening deposit of $100,000, but this isn’t always the case. 25% for a super jumbo and 5. Mar 5, 2025 · Capital One Certificates of Deposit are another great option if you’re looking for the best CD rates in Texas. 05% is 0. Open your account today! Feb 5, 2025 · However, 4-, 5-, and 1-month terms are only available as Jumbo CDs and Super Jumbo CDs. Discover the benefits, strategies, and tips for making the most of your high-value investment. Jumbo CDs usually require a deposit of at least $100,000, though some USAA Fixed Rate CD Rates Today. Find top CD rates with CD Valet, boosting your savings even more. Sep 14, 2023 · Today's best CD rates are 5. 85% APY* Super Jumbo CD Rate and Terms A Certificate of Deposit, commonly known as a CD, is a financial product offered by Broadway Bank. Feb 4, 2025 · Bread Savings is a great option for individuals looking to earn more than a few crumbs with their cash. 85% from One American Bank, 5. Jumbo and super jumbo rates available for larger balances ; $200,000 minimum deposit for super jumbo rates; Terms vary from 45 days to 60 months; Specialty certificates as short as 6 months; Make the most of your savings goal by locking in a certificate rate on your own timeline. To help people get the most for their money, WalletHub compared over 1500 certificates of deposit from 172 financial institutions, both online-only and branch-based. 2 USAA Fixed Rate CD. Community First Credit Union (FL)'s CD rates are 5X the national average, and it boasts an A+ health rating. Apr 1, 2025 · The rate generally lasts for a short term, often less than a year. But you can also find great rates for its short-term jumbo CDs like its 3. The variable-rate CDs only provide a one-year and a 182 Mar 27, 2025 · The minimum deposit is $1,000 for a standard fixed-rate CD. Best CD Rates Today April 2025 – Up to 4. The minimum deposit requirement is $100,000. Share Certificate accounts benefits and features: Minimum deposit to open account and earn stated APY: $1,000 2 days ago · A Certificate of Deposit (CD) is a type of savings account that offers a fixed interest rate, usually higher than standard savings accounts, with a set maturity date. Here are some of the top jumbo CDs you can find on rate aggregation sites DepositAccounts. The minimum deposit for a standard CD is $1,000, a jumbo CD is $95,000 and a super jumbo CD is $175,000. Jumbo CD rates are often higher than rates on regular CDs because jumbo CDs require larger deposits. Super Jumbo CD Rate and Terms Term Super Jumbo CD. 97: 1 Year Jumbo Certificate: 3. May 3, 2016 · Certificates of Deposit - Branch Banks 2025. U. USAA also offers a Jumbo CD with a $95,000 minimum deposit and a Super Jumbo CD that requires a $175,000 upfront deposit. 50% APY at Credit One Bank. 85% and 5. Abilene Teachers Federal Credit Union (5-month term, $100,000 Are Jumbo CDs taxed? Yes, you are required to pay taxes on interest income greater than $10 per year on your CD. In exchange, banks and credit unions generally offer more favorable interest rates, rewarding the higher balance. However, 4-, 5-, and 1-month terms are only available as Jumbo CDs and Super Jumbo CDs. 70% APY for a 12-month account. You can open these as Jumbo or Super Jumbo accounts, too. Just like any standard CD, you cannot make any additional deposits with these accounts. 3. S. Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. We also took into account how easy they were to apply for and the range of their savings products. It will roll into the same term at the current rate. The rate of 3. A: You have three options when your CD matures: Let the CD auto renew. 35% APY 17-Month Super Jumbo Certificate, $250K minimum. Learn about certificates of deposit and why they're a smart choice for high-yield savings. Oct 30, 2024 · When you’re ready to open a CD, compare the best terms and rates among local credit unions and banks to find the right fit for your savings. Here’s a closer look at the best jumbo CD rates available today. USAA CD Oct 14, 2023 · The following table compares the 11-Month Jumbo Share Certificate to the two highest-rate CDs from other credit unions and the two highest-rate CDs from banks. Flexible terms. 50% APY range on its three-month to five-year CDs, which have a Apr 3, 2024 · Compare the 6 best jumbo CD rates. Jumbo and super jumbo CDs also include a 30, 120, and 150-day terms. 25% APY. Mar 5, 2025 · The best 12-month jumbo CD rates currently hover above 4. 5%, the investor is only earning 0 *Standard Certificate rate for 18 months does not apply to the 18-Month SuperSaver Certificate. 2 Year Interest Rate was based on the Super Jumbo cd rates product. That’s the idea behind a Certificate of Deposit (CD) from CB&T. 5% APY or more | CD Valet Find the top CD rates from thousands of banks and credit unions nationwide on CD Valet. Nov 14, 2024 · Best CD Rates: 4. To search for the best CD rates, both nationwide and state specific, please refer to our CD rates table page. 00% APY, 13-month option. May 29, 2024 · Best jumbo CD rates. 25% APY on a 6-month CD; Minimum deposit of just $1,000 ; Earn guaranteed returns in just 6 months – a short-term commitment with long-term benefits! Or consider our 4. 35% APY* Super Jumbo 17-month Certificate Minimum $250,000 investment. APY MIN MAX ACCOUNT NAME VIEW DETAILS; 4. 07: 2 Year That’s the idea behind a Certificate of Deposit (CD) from Nevada State Bank. Best Jumbo CD Rates for April 2025. 00%: 3. 50% APY 9-Month, 4. Jumbo CDs are also a safe investment, as they are insured by the FDIC up to $250,000. com. 90% Nov 6, 2024 · An adjustable-rate CD allows you to make a one-time adjustment if rates rise during the term, up to a 2% increase over the original rate. Predictable returns: The interest rate on a CD is fixed for the entire term, providing you with a predictable return on your investment. 96% APY on its three-month jumbo CD. A jumbo CD typically a high interest rate. Nov 22, 2024 · A jumbo certificate of deposit (CD) is a type of savings account with higher deposit requirements than a traditional CD. Best Jumbo CD Rates. How Jumbo CDs Work. 4 days ago · Waco, Texas Jumbo CD Rates. Open a new account at your Midtown Financial Center Get personal service from a banker at your nearby Midtown Broadway Bank Financial Center or call (512) 465-6550 to open your account. 25% APY* 17-month Jumbo Certificate Minimum $100,000 investment Mar 3, 2025 · Here's a look at USAA CD interest rates. You’re guaranteed a fixed return as long as you keep the funds in the account for the entire term. 2 days ago · Get more for your money with our leading CD rates. Take a look at our current loan rates & savings account rates and see how we compare. 00% APY on their 5 month CD with no monthly fees and $1,000 initial deposit. Designed for members to use as a safe and profitable investment, our CDs or Term Share Certificates may be just what you’re looking for. Feb 17, 2025 · Jumbo CD rates – the traditional incentive some banks offer to attract large deposits – are meant to be higher than the typical certificate of deposit rates. If the inflation rate in the overall economy is 2%, for example, and the interest rate on the CD is 2. 00%, customers can enjoy competitive rates Jumbo Rate Special: Bonus for 24-60 Month CDs >= $50k RATE *You must maintain a balance of $2,000 in the Main Share account to qualify for a Super Share Jan 27, 2011 · The following are some of the best Super Jumbo CD rates listed at USAA Bank's CD rates page as of 1/27/2011: 2. Withdraw your ending balance. The term “jumbo CD” used to apply to CDs of $100,000 or greater. 3 months, 6 months, 12 months, 18 months Nov 1, 2023 · If you’ve got at least six figures for your jumbo CD, you can take advantage of the competitive jumbo CD rates on one of its five terms (six months, 12 months, 18 months, 24 months and 36 months). 55% APY, offered by My eBanc for 6 months, Credit One Bank for 7 months, and Hyperion Bank for 13 months. Discover the best Jumbo CD rates for 2024, including 1-year Jumbo CD rates today, and make informed decisions to maximize your savings with secure, high-yield options. 00% APY. Golden 1 Credit Union Oct 8, 2024 · Rates vary among terms, with its 13-month CDs earning its highest annual percentage yield (APY)—5. Highly competitive interest rates. Roll your CD into a new CD with a different term and rate. Best Jumbo CD Rates for March 2025: Compare top providers and find the best deals for your financial situation with SuperMoney's comparison tools. Save money in any denomination above $1,000 for one to five years and receive a fixed interest rate you can count on. USAA CD Dec 22, 2022 · If you’re dealing with jumbo amounts of money, you’ll want to ensure you get the best annual percentage yield (APY) and other features you may want from an account. Just like any other Certificate of Deposit (CD), a jumbo CD is a short-term savings account with a specific Mar 3, 2025 · Suncoast Credit Union CD rates today are competitive and have no hidden fees. 80% APY* $500,000; Open a new account. Will Jumbo CD rates go up? You can make an educated guess by observing the treasury yield. Jumbo and Super Jumbo Loans. Loan amounts up to $30 million or more. Feb 25, 2025 · USAA also offers adjustable rate and variable rate CDs, but the rates are low — they’re all 0. Q: Can I cash in a CD before it matures? Mar 19, 2025 · The Best Jumbo CD Rates from Top Banks for April 2025. 71% is 3. Jul 19, 2024 · A jumbo CD rate refers to the interest rate banks and credit unions offer on a jumbo CD. While the FDIC doesn’t publish average CD rates for seven-year CDs, the average rate for five-year CDs is 1. Bank offers 4. com and CDValet. 94%: $500-12 - 17 Month Oct 8, 2024 · Choose from the best jumbo certificate of deposit (CD) accounts that allow you to earn the highest interest rates on balances of $100,000 or more. Bank has over 2,000 branch locations in more than half of U. On any new Non-Promotional Standard or Jumbo CD, you can request a one-time rate increase to match the future offered CD rate for that term. They work like regular CDs in that you have to keep your money in the CD until it matures, but jumbo CDs might offer a higher interest rate than regular CDs with the same maturity period. Standard CDs, jumbo CDs and super jumbo CDs. Nov 1, 2024 · Some of the highest interest rates on jumbo CDs in November 2024 are offered by Alliant Credit Union at 4. 75% from Sun East Federal Credit Union. Maximize returns on large deposits and compare offers from top banks and credit unions. 0. 96% APY 30-month CD; Minimum initial deposit and minimum balance is $250 for Standard IRA CD and for Standard Variable rate CD, $1,000 for Standard Fixed CD and Adjustable CD, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD. Some banks and credit unions offer jumbo CDs with lower minimums, such as $25,000. Although all of MECU's CDs offer exceptional returns, you can often get a higher rate if you invest for a longer period. . USAA Fixed Rate CD Rates Today. Availability They currently offer jumbo CD rates from 3-months to 60 Minimum initial deposit and minimum balance is $250 for Standard IRA CD and for Standard Variable rate CD, $1,000 for Standard Fixed CD and Adjustable CD, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD. Jumbo CDs offering these rates require a minimum balance See full list on bankrate. It typically requires a larger minimum deposit than a regular CD and usually offers a higher interest rate in return. Super Jumbo: $500,000: 3. Apr 1, 2025 · Best CD Rates Methodology To identify the best CD rates, Wallethub’s editors regularly compare over 1500 certificates of deposits from leading financial institutions based on APY, fees and minimum deposit requirements. There's a $100,000 minimum opening requirement like with most true jumbo CDs. Minimum initial deposit and minimum balance is $250 for Standard IRA CD and for Standard Variable rate CD, $1,000 for Standard Fixed CD and Adjustable CD, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD. 71% higher than the average 0%. The Super Jumbo CD requires $175,000 or more. Feb 9, 2024 · Inflation risk: Jumbo CDs may barely keep up with inflation. If you wish to renew the CD, you will likely have to switch to the standard CD rate. The rate you see at opening will be the rate your account earns for the length of its term. 80% to 4. 05% to 2. But, there is no guarantee that jumbo CD rates will go up or down. 9 Month Super-Jumbo CD Special: 4. 182 Day Interest Rate was based on the Super Jumbo cd rates product. Jumbo CD rates in Waco, Texas are usually higher than regular Waco, TX CD rates because the deposit amount is larger. 30 Day Interest Rate was based on the Super Jumbo cd rates product. 95: 4. You can choose from investments of various lengths, ranging from six months to five years. A certificate of deposit, or CD, is a great place to store cash. USAA CD rates are relatively low for its shortest and longest terms, but it pays solid rates on terms of 182 Apr 1, 2025 · What is a Jumbo CD? A jumbo certificate of deposit (CD) is a type of savings account that is offered by banks and credit unions. Apr 1, 2025 · Bottom line on jumbo CD rates. The rate of 0. 4. com 5 days ago · If you have a large amount of money to deposit, today's best jumbo CD rate is 4. Rates worth taking interest in. You qualify for the Jumbo CD by depositing at least $95,000. USAA CD rates are relatively low for its shortest and longest terms, but it pays solid rates on terms of 182 Feb 21, 2024 · A jumbo CD is a certificate of deposit that traditionally requires a minimum deposit of $100,000. The best jumbo CD rates offer the opportunity to earn significant interest on various terms, ranging from a few months to several years. Certificates of Deposit (CDs) are not a one-size-fits-all savings option. 00% APY, and the highest jumbo CD rates for five-year terms are around 4. 35% APY on a 60-month jumbo CD. 15% APY 3-year CD; 1. What is the highest 12-month jumbo CD rate? One of the highest rates on a 12-month jumbo CD is 4. Recently, one-year CDs have been providing higher rates than five-year CDs. To learn more about jumbo loans call 888-546-2634. Refer to your original CD Agreement for additional terms & conditions. Apr 1, 2025 · The main difference is that Jumbo CDs require a large minimum deposit, usually $100,000. A jumbo CD functions similarly to a regular CD but requires a higher minimum deposit, often $100,000 or more. Jumbo CD rates in Killeen, Texas are usually higher than regular Killeen, TX CD rates because the deposit amount is larger. Terms on the top rates range from six to 15 months. Feb 3, 2024 · Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. They offer 13 standard fixed-rate CDs. USAA’s Fixed Rate CDs are the bank’s standard CDs. 55% APY; Alliant Credit Union – 1-Year Jumbo CD: 4. Jumbo loans can be the right fit when purchasing a luxury home or high-priced investment property. 35 % APY** 9-Month Super Jumbo CD ($25,000 Minimum Deposit Apr 1, 2025 · A jumbo certificate of deposit (or jumbo CD) is a CD that has a balance of at least $100,000. Interest compounds daily and posts monthly Apr 1, 2025 · Luana Savings Bank is an Iowa-based bank offering a 3. states. 00%: $200k-9 Month Super Jumbo CD Promo: 3. 30% APY; State Department Federal Credit Union – 1 Minimum initial deposit and minimum balance is $250 for Standard IRA CD and for Standard Variable rate CD, $1,000 for Standard Fixed CD and Adjustable CD, $95,000 for Jumbo CD and $175,000 for Super Jumbo CD. wdbe bkpmuz vhnwn lazhaku ryd qpp vgh yfscg ovejqra vaji wqelq sddw vdjcqhq punhwf oog